Interest Rate Spread based on Monthly Weighted Average Rate of Interest on Deposits and Advances
| Interest Rate Spread (Overall) | Interest Rate Spread (Excl. Credit Card) | Interest Rate Spread (Excl. Consumer Finance & Credit Card) | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Sl No | Name of Banks | W. Avg. Deposits | W. Avg. Advances | Spread | W. Avg. Deposits | W. Avg. Advances | Spread | W. Avg. Deposits | W. Avg. Advances | Spread |
| October, 2021 | ||||||||||
| 1 | Agrani Bank Limited | 3.96 | 7.33 | 3.37 | 3.96 | 7.33 | 3.37 | 3.96 | 7.34 | 3.38 |
| 2 | Janata Bank Limited | 4.64 | 5.20 | 0.56 | 4.64 | 5.20 | 0.56 | 4.64 | 5.20 | 0.56 |
| 3 | Rupali Bank Limited | 4.36 | 7.10 | 2.74 | 4.36 | 7.10 | 2.74 | 4.36 | 7.14 | 2.78 |
| 4 | Sonali Bank Limited | 3.31 | 5.95 | 2.64 | 3.31 | 5.95 | 2.64 | 3.31 | 5.38 | 2.07 |
| 5 | BASIC Bank Limited | 5.89 | 4.23 | -1.66 | 5.89 | 4.23 | -1.66 | 5.89 | 4.18 | -1.71 |
| 6 | Bangladesh Development Bank Limited | 5.45 | 6.19 | 0.74 | 5.45 | 6.19 | 0.74 | 5.45 | 6.16 | 0.71 |
| State Owned Banks | 4.06 | 6.18 | 2.12 | 4.06 | 6.18 | 2.12 | 4.06 | 6.02 | 1.96 | |
| 7 | Bangladesh Krishi Bank | 5.30 | 6.98 | 1.68 | 5.30 | 6.98 | 1.68 | 5.30 | 6.98 | 1.68 |
| 8 | Rajshahi Krishi Unnayan Bank | 7.70 | 7.39 | -0.31 | 7.70 | 7.39 | -0.31 | 7.70 | 7.53 | -0.17 |
| 9 | Probashi Kollyan Bank | 5.36 | 8.47 | 3.11 | 5.36 | 8.47 | 3.11 | 5.36 | 7.22 | 1.86 |
| Specialised Banks | 5.62 | 7.09 | 1.47 | 5.62 | 7.09 | 1.47 | 5.62 | 7.06 | 1.44 | |
| 10 | Standard Chartered Bank | 0.43 | 6.78 | 6.35 | 0.43 | 6.19 | 5.76 | 0.43 | 5.16 | 4.73 |
| 11 | State Bank of India | 2.32 | 7.11 | 4.79 | 2.32 | 7.11 | 4.79 | 2.32 | 7.11 | 4.79 |
| 12 | Habib Bank Ltd. | 3.65 | 5.68 | 2.03 | 3.65 | 5.68 | 2.03 | 3.65 | 5.69 | 2.04 |
| 13 | Citibank N.A | 0.11 | 3.74 | 3.63 | 0.11 | 3.74 | 3.63 | 0.11 | 3.74 | 3.63 |
| 14 | Commercial Bank of Ceylon Limited | 2.36 | 6.30 | 3.94 | 2.36 | 6.28 | 3.92 | 2.36 | 6.21 | 3.85 |
| 15 | National Bank of Pakistan | 1.97 | 0.01 | -1.96 | 1.97 | 0.01 | -1.96 | 1.97 | 0.01 | -1.96 |
| 16 | Woori Bank | 0.49 | 5.13 | 4.64 | 0.49 | 5.13 | 4.64 | 0.49 | 4.89 | 4.40 |
| 17 | The Hong Kong and Shanghai Banking Corporation. Ltd. | 0.99 | 5.15 | 4.16 | 0.99 | 5.15 | 4.16 | 0.99 | 5.12 | 4.13 |
| 18 | Bank Al-Falah Limited | 1.99 | 6.31 | 4.32 | 1.99 | 6.31 | 4.32 | 1.99 | 6.31 | 4.32 |
| Foreign Banks | 0.84 | 5.85 | 5.01 | 0.84 | 5.57 | 4.73 | 0.84 | 5.07 | 4.23 | |
| 19 | AB Bank Limited | 4.93 | 7.08 | 2.15 | 4.93 | 7.04 | 2.11 | 4.93 | 7.03 | 2.10 |
| 20 | Islami Bank Bangladesh Ltd | 3.62 | 6.69 | 3.07 | 3.62 | 6.70 | 3.08 | 3.62 | 6.81 | 3.19 |
| 21 | National Bank Limited | 6.32 | 6.82 | 0.50 | 6.32 | 6.80 | 0.48 | 6.32 | 6.79 | 0.47 |
| 22 | The City Bank Ltd. | 2.66 | 7.40 | 4.74 | 2.66 | 7.18 | 4.52 | 2.66 | 6.92 | 4.26 |
| 23 | IFIC Bank Limited | 4.46 | 8.33 | 3.87 | 4.46 | 8.33 | 3.87 | 4.46 | 8.19 | 3.73 |
| 24 | United Commercial Bank Limited | 3.39 | 7.41 | 4.02 | 3.39 | 7.31 | 3.92 | 3.39 | 7.29 | 3.90 |
| 25 | Pubali Bank Limited | 3.79 | 8.03 | 4.24 | 3.79 | 8.02 | 4.23 | 3.79 | 8.04 | 4.25 |
| 26 | Uttara Bank Limited | 3.92 | 7.88 | 3.96 | 3.92 | 7.87 | 3.95 | 3.92 | 7.79 | 3.87 |
| 27 | Shimanto Bank Limited | 3.46 | 8.92 | 5.46 | 3.46 | 8.86 | 5.40 | 3.46 | 8.84 | 5.38 |
| 28 | Eastern Bank Limited | 3.03 | 7.36 | 4.33 | 3.03 | 7.05 | 4.02 | 3.03 | 6.95 | 3.92 |
| 29 | National Credit & Commerce Bank Ltd | 3.71 | 7.36 | 3.65 | 3.71 | 7.35 | 3.64 | 3.71 | 7.33 | 3.62 |
| 30 | Prime Bank Ltd | 2.76 | 6.88 | 4.12 | 2.76 | 6.85 | 4.09 | 2.76 | 6.82 | 4.06 |
| 31 | Southeast Bank Limited | 4.33 | 6.65 | 2.32 | 4.33 | 6.59 | 2.26 | 4.33 | 6.55 | 2.22 |
| 32 | Dhaka Bank Limited | 4.23 | 7.14 | 2.91 | 4.23 | 7.10 | 2.87 | 4.23 | 7.11 | 2.88 |
| 33 | Al-Arafah Islami Bank Limited | 4.17 | 6.99 | 2.82 | 4.17 | 6.99 | 2.82 | 4.17 | 6.99 | 2.82 |
| 34 | Social Islami Bank Ltd. | 4.84 | 7.80 | 2.96 | 4.84 | 7.77 | 2.93 | 4.84 | 7.77 | 2.93 |
| 35 | Dutch-Bangla Bank Limited | 1.72 | 7.59 | 5.87 | 1.72 | 7.49 | 5.77 | 1.72 | 7.39 | 5.67 |
| 36 | Mercantile Bank Limited | 5.03 | 7.62 | 2.59 | 5.03 | 7.60 | 2.57 | 5.03 | 7.54 | 2.51 |
| 37 | Standard Bank Limited | 4.42 | 7.71 | 3.29 | 4.42 | 7.71 | 3.29 | 4.42 | 7.82 | 3.40 |
| 38 | One Bank Limited | 4.75 | 7.58 | 2.83 | 4.75 | 7.50 | 2.75 | 4.75 | 7.42 | 2.67 |
| 39 | EXIM Bank Limited | 4.73 | 7.18 | 2.45 | 4.73 | 7.17 | 2.44 | 4.73 | 7.17 | 2.44 |
| 40 | Bangladesh Commerce Bank Limited | 6.08 | 4.52 | -1.56 | 6.08 | 4.49 | -1.59 | 6.08 | 4.48 | -1.60 |
| 41 | Mutual Trust Bank Limited | 4.23 | 7.61 | 3.38 | 4.23 | 7.44 | 3.21 | 4.23 | 7.34 | 3.11 |
| 42 | Premier Bank Limited | 4.62 | 7.79 | 3.17 | 4.62 | 7.70 | 3.08 | 4.62 | 7.65 | 3.03 |
| 43 | First Security Islami Bank Limited | 5.57 | 7.83 | 2.26 | 5.57 | 7.83 | 2.26 | 5.57 | 7.75 | 2.18 |
| 44 | Bank Asia Limited | 3.54 | 7.57 | 4.03 | 3.54 | 7.41 | 3.87 | 3.54 | 7.26 | 3.72 |
| 45 | Trust Bank Limited | 3.44 | 7.93 | 4.49 | 3.44 | 7.90 | 4.46 | 3.44 | 7.77 | 4.33 |
| 46 | Shahjalal Islami Bank Limited | 3.09 | 7.06 | 3.97 | 3.09 | 7.05 | 3.96 | 3.09 | 7.01 | 3.92 |
| 47 | Jamuna Bank Ltd | 4.45 | 7.39 | 2.94 | 4.45 | 7.34 | 2.89 | 4.45 | 7.26 | 2.81 |
| 48 | BRAC Bank Limited | 2.30 | 7.89 | 5.59 | 2.30 | 7.66 | 5.36 | 2.30 | 7.70 | 5.40 |
| 49 | NRB Commercial Bank Limited | 4.23 | 8.58 | 4.35 | 4.23 | 8.51 | 4.28 | 4.23 | 8.46 | 4.23 |
| 50 | South Bangla Agriculture & Commerce Bank Limited | 5.48 | 8.67 | 3.19 | 5.48 | 8.63 | 3.15 | 5.48 | 8.65 | 3.17 |
| 51 | Meghna Bank Limited | 5.66 | 8.02 | 2.36 | 5.66 | 7.91 | 2.25 | 5.66 | 7.90 | 2.24 |
| 52 | Midland Bank Limited | 4.54 | 8.11 | 3.57 | 4.54 | 8.09 | 3.55 | 4.54 | 8.09 | 3.55 |
| 53 | Padma Bank Limited | 7.55 | 4.81 | -2.74 | 7.55 | 4.81 | -2.74 | 7.55 | 4.78 | -2.77 |
| 54 | Union Bank Limited | 6.36 | 9.10 | 2.74 | 6.36 | 9.10 | 2.74 | 6.36 | 9.11 | 2.75 |
| 55 | NRB Bank Limited | 5.18 | 8.78 | 3.60 | 5.18 | 8.20 | 3.02 | 5.18 | 8.09 | 2.91 |
| 56 | Global Islami Bank Limited | 6.92 | 8.82 | 1.90 | 6.92 | 8.82 | 1.90 | 6.92 | 8.83 | 1.91 |
| 57 | Modhumoti Bank Limited | 5.22 | 8.33 | 3.11 | 5.22 | 8.30 | 3.08 | 5.22 | 8.27 | 3.05 |
| 58 | ICB Islamic Bank Ltd. | 3.83 | 1.59 | -2.24 | 3.83 | 1.59 | -2.24 | 3.83 | 1.30 | -2.53 |
| 59 | Community Bank Bangladesh Limited | 5.13 | 8.93 | 3.80 | 5.13 | 8.92 | 3.79 | 5.13 | 8.84 | 3.71 |
| 60 | Bengal Commercial Bank Limited | 4.49 | 8.74 | 4.25 | 4.49 | 8.74 | 4.25 | 4.49 | 8.74 | 4.25 |
| Private Banks | 4.14 | 7.45 | 3.31 | 4.14 | 7.39 | 3.25 | 4.14 | 7.35 | 3.21 | |
| All Banks | 4.01 | 7.15 | 3.14 | 4.01 | 7.10 | 3.09 | 4.01 | 7.03 | 3.02 | |
Note: Interest Rate Spread (Excluding Consumer Finance & Credit Card) available from July, 2016.
Interest Rate Spread (Excluding Credit Card) available from August, 2020
Source : Statistics Department, Bangladesh Bank, Head Office.